Your current Life insurance coverage will continue through December 31, 2018. On January 1, 2019, your Life insurance with Prudential will begin. You will need to designate new beneficiaries during Annual Enrollment, but that will be a simple process. 

You will be required to designate your beneficiaries again. However, you will not need to provide EOI, unless you enroll in coverage over the $250,000 guarantee issue amount. You can update or change your beneficiaries on MyRewards when you enroll.