If you do not currently have an active Critical Illness claim, there will be no impact to you. 

If you currently have an active Critical Illness claim, you must file all your claims as outlined in plan certificate. You will need to notify MetLife of your claim (via phone or in writing) no later than within 30 days of the date of loss. You will be provided a claim form to complete if you have not already received it. You then have 90 days from date of loss to provide proof of claim.