Your 2021 Baker Hughes Resources and Reminders

The beginning of the year is a busy time, as you’re making plans for the year ahead. As you think about 2021, don’t forget about your Baker Hughes benefits and all of the resources offered to you here on Take time this year to review the site and use the tools available to you, like the Benefits Guide and the FAQs.

There’s lots to keep track of in the new year, so here are some highlights of your benefits and resources and some reminders for 2021.

Activate Your 2nd.MD Account and You Could Win!

2nd.MD is a consultative health service that offers expert medical opinions, at no cost to you, if you are enrolled in the Baker Hughes Medical plan.

With 2nd.MD, you have direct access to medical specialists across the country. They can provide you with personalized information and opinions about your medical treatment. All Baker Hughes employees and their covered dependents enrolled in a Baker Hughes medical plan have access to 2nd.MD.

Activate your 2nd.MD account by February 28, 2021 and you’ll be entered for a chance to win a $50 Visa gift card. Go here to join!

Review Your Total Rewards

The more you understand your compensation and benefits, the better positioned you will be to make decisions, use your benefits, and meet your family’s health and financial needs.

The Baker Hughes Total Rewards Portal is a place for you to see the value of your total rewards in one place. That includes your pay, of course, but it also includes benefits, such as health coverage, 401(k) contributions, life insurance, and more. The Total Rewards Portal is personalized for you and is accessible from a computer, tablet, or mobile phone. From the Total Rewards Portal, you can review and make changes to your Health & Protection and financial benefits accounts.

Make Preventive Care a Priority

Preventive care is more important now than ever. Preventive care is important because it helps you stay healthy and access prompt treatment when necessary, and it can also help reduce your overall medical expenses. Stay healthier and get more effective treatment by getting your regular preventive care exams. Many types of screenings and tests can catch a disease before it starts.

Baker Hughes covers preventive care visits and age-appropriate screenings and tests for you and your family, at 100%, if you are enrolled in a Baker Hughes Medical plan. And don’t forget that for non-emergency illnesses and injuries, a virtual visit lets you see and talk to a doctor from your mobile device or computer.

401(k) Plan To-Dos and Reminders

You can review and make changes to your 401(k) anytime during the year, but the beginning of the year is a good time to access your 401(k) Plan account to review your investment allocation and beneficiaries.

Also, take a look at your Retirement Income Score to see how close you are toward achieving your financial goals in retirement. The closer your score is to 100%, the closer you may be to your target monthly or annual retirement income. With customized projections based on your savings and contributions today, you can see where you are and what you need to do to get where you want to be.

If you’re not where you want to be, consider contributing at least 5% in order to get the full company match.

Important Reminder

The 401(k) Plan limit for 2021 is $19,500. If you’re over age 50, you can contribute an additional $6,500. Neither you nor the company can contribute (before-tax, Roth, and regular after-tax) to the Baker Hughes 401(k) Plan after your plan eligible income reaches $290,000 in 2021.

If you meet the 401(k) contribution limits too early in the year, you can miss out on the company match. Talk to your financial advisor or planner or go to the 401(k) Plan website for assistance on making your contributions during the year.

If You Have Questions about the 401(k)

For more information about the 401(k), read the Benefits Guide and the FAQs. If you need assistance with your 401(k), representatives are available to assist you by phone or webchat at 1-866-244-3539 (within the U.S.) or 1-847-883-0945 (worldwide). 401(k) representatives are available Monday - Friday 7:00 a.m. to 9:00 p.m. and Saturdays 8:00 a.m. to 4:30 p.m. CST.

Other Important Reminders for 2021

Premium HSA Plan Contribution

If you enrolled in the Premium HSA Plan for 2021, the employer Health Savings Account contribution will be made at the time you get your second paycheck this year, based on your enrollment tier, if eligible. You will not be able to make adjustments to your HSA contributions after November 1 of the plan year.

Complete Your Evidence of Insurability Requirements (if applicable)

Make sure to complete the Evidence of Insurability (EOI) for your life insurance coverage, if you increased your coverage for 2021. You should have already received an email if you need to complete EOI. Additional coverage requested above the guaranteed issue is not effective until EOI has been submitted and approved. Remember to review and update your life insurance beneficiaries, too.

2021 ID Cards

You should have received a new ID card for your Medical plan for 2021. If you have not yet, go to to request one. You can also access your medical plan ID card on the UHC health app.

You will receive an HSA debit card for the Health Savings Account if you enrolled for the first time for 2021. If you had an HSA debit card in 2020, it will work in 2021.

Note that you will not receive a new ID card for the Prescription Drug benefit. You will also not receive an ID card for the Dental plan, Vision plan, Health Care FSA, or Dependent Care FSA.

Dependent Care Eligible Expenses

The Dependent Care Flexible Spending Account can only be used for eligible day care or elder care expenses – it cannot be used to pay for medical expenses. You can review a list of eligible expenses on the IRS website.

Additional Resources

If you need assistance during the year, we’ve got you covered.

  • When you go to the benefits portal, you can chat with a live representative and get your questions answered about your Health & Protection benefits.  
  • You can get 401(k) assistance through webchat or email in your online account, with extended hours on Saturdays.
  • The Baker Hughes Benefits Center offers advocacy services, if you need assistance resolving a claims issue.

Finally, don’t forget about the Baker Hughes Benefits Center. Baker Hughes benefits representatives are available to assist you by phone at 1-866-244-3539 (within the U.S.) or 1-847-883-0945 (worldwide).

  • Health & Protection representatives are available Monday - Friday, 7:00 a.m. to 7:00 p.m. CST.
  • 401(k) representatives are available Monday - Friday 7:00 a.m. to 9:00 p.m. and Saturdays 8:00 a.m. to 4:30 p.m. CST.