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Accident Coverage

Accident Coverage

Optional insurance to help protect you from the high cost and stress of an accident.

Big and small, at work, at play or at home, injuries lead to more than 20 million medical visits each year. This can mean surprise health care bills and a lot of stress. The Accident Plan complements your Medical plan elections to help cope with the financial burden injuries or accidents may cause.

How the Plan Works
  • The Accident Protection Plan is insurance that pays a lump-sum benefit directly to you after an accident. 
  • The amount of the benefit is based on the covered expenses and treatments you received. 
  • You must be actively at work on the effective date. 
  • Any payment the plan makes is the benefits you receive from your Medical plan coverage. 
  • You can use the money as you see fit – to pay your Medical plan deductible, accident costs or use it for other expenses. 
  • You are not required to be enrolled in a Baker Hughes Medical plan to have Accident coverage.

Click here to read the Accident Coverage Plan benefits summary.

Covered Expenses

This a short list of the types of injuries that may qualify for a benefit payment but many other injuries may be covered: 

  • Fractures
  • Dislocations
  • Lacerations (cuts)
  • Loss of fingers or toes
  • Emergency room treatment
  • Hospital stays
  • Transportation
Levels of Coverage
check  Employee Only
check  Employee + Spouse
check  Employee + Child(ren)
check  Employee + Family
UnitedHealthcare (UHC)

Plan Overview Chart

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Related Benefits

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