For all states except Hawaii, we offer three Medical plans that provide quality health care and 100% coverage for in-network preventive care. Each plan has the predictability of an annual deductible and the security of an out-of-pocket maximum.
To review the all of the 2024 changes, go here.
To compare the 2023 Medical plans, review this chart.
To compare the 2024 Medical plans, review this chart.
The Medical plan you choose determines:
Our Medical plans allow you to receive medical care through the UnitedHealthcare (UHC) network of physicians, specialists, hospitals, and clinics at pre-negotiated fees, which are usually lower than you’d pay outside the network.
You can review the Medical plan options here.
Eligibility is determined based on your home address on file. You cannot elect an Out-of-Area Medical plan. If you are eligible for an Out-of-Area Medical plan, it will be displayed as an option when you enroll in your benefits.
The UHC Medical plans provide coverage at the network level for emergency services received outside the U.S. If you need to seek medical attention while traveling outside the U.S., pay for the services out-of-pocket and then file an International Claim Form with UHC for reimbursement. You can get the International Claim Form by calling UHC at 1-866-743-6549 or 1-866-802-8572 (worldwide).
When you need care, call your primary care physician or family doctor first. Your physician has easy access to your records, knows the bigger picture of your health and may even offer same-day appointments to meet your needs. When seeing your physician is not possible, however, it’s important to know your quick care options to find the place that’s right for you and help avoid financial surprises. Go to Where to Get Care for more information.