You must be covered under an eligible Baker Hughes active Medical plan at the time of retirement to be eligible for either the Baker Hughes Retiree Medical plans or coverage through Via Benefits (our Benefit Advisor for post-65 retiree benefits). You can still enroll in an individual plan to supplement Medicare on your own. You can read the Retiree Medical SPD here.
Read the 2021 Retiree Medical Benefits guide to learn about your 2021 retiree medical benefits. If you enroll in a retiree Medical plan for 2021, you will receive a Medical plan ID card, even if you already have one for 2020. You can expect to receive your ID card before January 1, 2021.
For 2021 for the Pre-65 Retiree Basic Plan and Pre-65 Catastrophic Plan, the way you will pay when you see your primary care physician or a specialist is changing, and so is how you pay when you go to urgent care. Instead of paying a copay (a one-time flat fee each time you have a visit), you will pay coinsurance (a percentage of the total cost of the visit). This means that you may pay more out-of-pocket depending on how often you have visits. This also means that rather than paying for your visit at the time you see your doctor or go to urgent care, you may receive a bill in the mail with the cost of your visit. You will also be able to view your bill on myuhc.com. See the details in the 2021 Retiree Benefits Guide.
Medical Benefit Options
If you and/or your dependent(s) are under 65 years of age, you have several coverage choices. All Medical plans are in the UnitedHealthcare (UHC) network. If you enroll in Retiree Medical coverage, you automatically receive prescription drug coverage. These are your medical plan options:
If your ZIP code is outside the UHC Choice Network service area, you and/or your dependent(s) will be offered the out-of-area options.
Your Via Benefits benefit advisor will help you understand all of your options when selecting an individual Medicare supplement plan from the Medicare marketplace. While you will have a choice of different plan designs, all of the supplement plans that are available fall into one of these categories:
Don’t wait until the last minute to follow these steps. Coordinate your retirement date to coincide with the last day of the month to make sure you have uninterrupted medical coverage, if you plan to enroll.
If you have questions regarding retirement coverages, please contact the Baker Hughes Benefits Center at 1-866-244-3539, Option 1. If you are pre-65, go to https://bakerhughes.ehr.com/ESS to perform a retirement modeling which displays retiree medical options and premiums. If you are post-65, go to https://my.viabenefits.com/bakerhughes to review medical plans.