Business Travel Accident coverage is a type of insurance that covers against accidental death and dismemberment in the case of an accident while you are traveling on company business.
Chubb administers our Business Travel Accident coverage.
Short-Term Disability coverage is administered by Sedgwick.
All BHGE employees are eligible to apply for STD for personal medically necessary reasons. STD will pay 100% of base pay for 8 weeks and 75% for weeks 9-26. There is no requirement to enroll in STD, this coverage is provided at no cost to you.
Long-Term Disability coverage is provided by Prudential.
Base Long-Term Disability coverage will pay 50% or 60% (if you elected the buy-up coverage option prior to going out on STD) of your benefits base pay up to a maximum of $15,000 per month until you are no longer disabled or turn 65 years of age.
You can choose to purchase additional Long-Term Disability coverage, called a “buy-up.” If you choose this option, you will receive 60% of your base benefits pay for up to a maximum of $15,000 per month until you are no longer disabled or you turn 65 years of age.
Benefits base pay is your pay excluding incentive pay, overtime, bonuses and any other form of special compensation.
Critical Illness Insurance helps with out-of-pocket expenses as a result of covered critical illnesses like:
The plan pays a lump-sum benefit upon initial diagnosis. You select either $15,000 or $30,000 as your benefit amount and you can use the money any way you wish.
The Critical Illness plan is administered by UnitedHealthcare.
Accident Insurance provides an extra layer of protection to cover your out-of-pocket medical expenses for covered injuries and accident-related expenses for you or your family. The plan pays specified dollar amounts to help cover out-of-pocket expenses related to a wide variety of injuries and accidents like:
More information can be found in the Benefits Guide.
The Accident plan is administered by UnitedHealthcare.
Accident coverage pays a benefit for covered injuries that may or may not be serious over the long term. You receive a cash benefit that varies depending on your injury.
AD&D coverage provides a payment to your beneficiary if you die in a covered accident or a payment to you if the accident results in a covered loss that causes a permanent impairment, such as the loss of a limb.