All benefits-eligible employees will receive Basic Life Insurance coverage of 2 times your annual benefits base pay, up to $500,000.

Prudential administers Life Insurance plans.

Yes. You can purchase additional coverage for yourself, your spouse, and your child(ren):

• Employee Supplemental Life: 1 to 8 times your annual benefits base pay, up to $6,000,000
• Spouse Supplemental Life: Up to $250,000 in $25,000 increments
• Child(ren) Supplemental Life: $10,000 per child 

More information about Supplemental Life Insurance is available here.

Accidental Death & Dismemberment (AD&D) insurance provides you and your family financial protection in the event of an accidental injury or death. It pays a benefit in the event that death or dismemberment occurs as the direct result of a covered accident.

Chubb administers our AD&D plan.

Basic AD&D coverage is 1 times your annual benefits base pay, up to $500,000.

Yes. You can purchase up to five times (5x) your annual benefits base pay up to a maximum of $4 million. You can find more information here.

Proof of good health, also known as Evidence of Insurability (EOI), is an application process in which you provide information on the condition of your health or your dependent's health to get certain types of insurance coverage. EOI is required for amounts above guaranteed issue. 

Benefits base pay is your pay excluding incentive pay, overtime, bonuses and any other form of special compensation.