You can choose between three Medical plans:

• Premium HSA – a high deductible health plan that offers an HSA. If you enroll in the Premium HSA, Baker Hughes will make a contribution to your HSA.
• Basic HSA – a high deductible health plan that offers an HSA. There is no company contribution to the HSA.
• Standard Plan – a traditional medical plan with the option to enroll in a Health Care Flexible Spending Account (HCFSA).

Employees who reside in Hawaii have one Medical plan option, the Options PPO Plan. You can read more about that option here.

All medical plans cover the same services and procedures; however, your deductible, coinsurance, and premium rates will vary for each plan option. 

Yes. Eligibility is determined based on your home address on file. You cannot elect an Out-of-Area Medical plan. If you are eligible for an Out-of-Area Medical plan, it will be displayed as an option when you enroll in your benefits.

You can still enroll in the Premium HSA or Basic HSA plan, but you will not be eligible to contribute to an HSA if you are enrolled in Medicare. It will be your responsibility to ensure you do not contribute to the HSA or you could face tax penalties.

The Medical plan carrier is UnitedHealthcare (UHC). 

To find a provider you can go here.

If you enroll in a Baker Hughes UHC medical plan for the first time in 2026 or make changes to your current coverage, you'll receive new Medical and Prescription Drug ID cards.

However, if you remain in the same medical plan you had in 2025, you'll receive only a new Medical ID card based on your previously selected format. Your PrescriptionDrug ID card will remain the same. You will not receive ID cards for the Dental or Vision plans, and you will not receive a debit card for the Health Care FSA or Dependent Care FSA

Yes. All three Medical plan options offer access to Virtual Visits through UnitedHealthcare. 

You can consult with a doctor via video chat, so you and your family get the convenient care you need from home, work, or on-the-go.

Each Medical plan option has Prescription Drug coverage. Each plan offers a flat dollar copay for generic medication. Brand and Non-Preferred medication will be subject to coinsurance. If you enroll in the Premium or Basic HSA plan, you will be required to meet your deductible before the copay or coinsurance will apply.

To look up drug costs and find a pharmacy, click here.

CVS/caremark is the prescription drug administrator.

Go to caremark.com or call CVS/caremark at 1-877-252-3485.

If you enroll in the Premium HSA or Basic HSA, your Prescription Drug coverage and Medical plan have the same deductible. Prescription drug costs you pay will apply to your Medical plan deductible and out-of-pocket maximum. However, the deductible does not apply to certain preventive drugs.  To review the preventive drug list, click here or visit www.caremark.com, or call 1-877-252-3485.

If you enroll in the Standard Plan, there is no prescription drug deductible. But any prescription drug cost you pay will apply to your Medical plan out-of-pocket maximum.

New ID cards will be issued to new enrollees from CVS/caremark.